Business Loans for Working Capital

Connect to responsible and affordable small business loans for working capital.

Capital availability and cash flow are among the most important elements of running a small business. Whether you need to make payroll or pay other operational costs, a working capital loan from CRF could be just what your business needs to keep running smoothly and profitably.

CRF working capital loans typically carry more flexible repayment terms than conventional loans, making it easier for small business owners to pay down the loan as they generate cash flow.

Ready to Apply?

Answer a few brief questions about your business and find the right loan opportunity for you.

Our Mission

We Lend Differently

Community Reinvestment Fund, USA (CRF) is just one of several nonprofits authorized by the U.S. Small Business Administration (SBA) to provide SBA 7(a) small business loans. As a nonprofit community development financial institution, CRF considers more than just your credit score. We go beyond the numbers, understand your story, and look at the impact your business makes in the community.
Success Story

An Ethnic Market for a Diverse, Transitional Neighborhood

Karibu Grocery and Deli

Karibu Grocery and Deli is a neighborhood deli specializing in fresh East African, Afro-Mediterranean and American cuisine. When Mohamed Ali and his siblings decided to start the business, they were referred to CRF by a local nonprofit and received an SBA 7(a) loan to bring their vision to life.
Loan Purpose
  • Working Capital
  • Building Construction
  • Purchase Furniture and Fixtures