How It Works

Complete a simple form designed to meet you where you are on your small business journey.

Tell us about your business

Complete a brief questionnaire to share some information about your business and financing needs.

Explore your options

Based on your responses, you will be matched with CRF, another mission-driven lender, or to business support organizations that may be able to help.

Connect with your resource

Your matching partner will reach out to you for next steps.

Ready to Apply?

Answer a few brief questions about your business and find the right loan opportunity for you.

Apply Now
SBA 7(a) Loans

A single SBA 7(a) loan can be used to address a variety of needs, allowing you to manage one loan while strengthening several areas of your business.

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Business Loans to Purchase Equipment

Equipment is essential for any business. Connect to responsible and affordable small business loans for equipment financing.

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Business Loans for Manufacturers

Working closely with businesses in the manufacturing industry, we understand your unique challenges and can help you find the right financing solution.

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Business Loans for Working Capital

Whether you need to make payroll or pay other operational costs, a working capital loan from CRF could be just what your business needs.

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Business Loans to Acquire a Business

If you're looking to acquire a small business, a business acquisition loan can help you remain on your path to business ownership.

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Business Tips

Improve Your Chances of Getting a Small Business Loan

There’s no silver bullet for getting a small business loan, but we’ve put together a few tips that can help improve your chances of securing financing.
Learn more

Frequently Asked Questions

CRF and our network of partners work with all types of businesses. Complete our short questionnaire to see if you’re eligible for financing or other resources.
No. However, if you are matched to a particular lender and you decide to move forward with an option provided, your chosen lender may have to pull your credit.
While having collateral can strengthen your application, it may not prevent you from getting a loan. Many smaller loans do not require collateral, and existing businesses with positive cash flow may also be eligible for a loan without collateral.
No. We are proudly committed to providing a no cost, no obligation experience in our platform. However, if you are matched to a certain lender, they may or may not have closing costs/fees to be charged upon approval.
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Success Story

Transforming Community Education

Spark Montessori

When Sara Hruska was looking for high-quality education options for her young children, she found options were scarce. When she decided to start Spark Montessori, she turned to CRF for financing. Her business not only provided a quality education option for her family, but for the entire community as well.
Loan Purpose
  • Building Acquisition
  • Building Improvements
  • Working Capital
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CRF, USA - Small Business

Community Reinvestment Fund, USA
801 Nicollet Mall, Suite 1700 West
Minneapolis, Minnesota 55402

  • Tel: 800.475.3050
  • General Fax: 612.338.3236
  • Loan Servicing Fax: 612.359.6185
  • Registered 501(c)(3)
  • EIN: 41-1616861
  • NMLS ID: 310577
  • AZ Mortgage Banker License ID: BK-1000774

Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and the California Finance Lenders Law

SBA Lender
Certified CDFI
Secured with SSL
Approved to offer SBA loan products under SBA’s Preferred Lenders Program
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© 2024 Community Reinvestment Fund, USA. All rights reserved. Community Reinvestment Fund, USA is an equal opportunity lender, provider, and employer.
Founded in 1988, Community Reinvestment Fund, USA (CRF) is a national non-profit organization with a mission to improve lives and strengthen communities through innovative financial solutions. A leading Community Development Financial Institution (CDFI), CRF supports mission-driven organizations, increases economic mobility, and builds strong local economies through the development of solutions aimed at creating an equitable financial system. CRF has injected more than $3 billion to stimulate job creation and economic development and support community facilities.
All loans are subject to credit approval and meeting eligibility criteria.
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